For entrepreneurs, investors, and families with a long-term perspective, wealth matters.
More importantly, preserving and structuring wealth remains a central consideration for the future.
Tailored Solutions for Wealth Planning, Investment Strategy and Succession Structuring
Building wealth over the long term requires more than selecting individual investments.
For private investors, entrepreneurs, and families, structured wealth solutions can provide a framework for long-term capital allocation while taking broader considerations such as wealth planning and succession structuring into account.
Depending on personal circumstances, different investment funds and portfolio strategies may be incorporated into the overall solution.
Long-Term Wealth Planning
A structured wealth solution can help combine several objectives within a single framework:
- Long-term wealth accumulation
- Individual investment strategies
- Flexible structuring options
- Consideration of succession and beneficiary arrangements
- Ongoing adaptation to changing life circumstances
The suitability of any solution always depends on the individual’s objectives, financial situation, and personal risk tolerance.
Why Sicher Sicher?
Wealth Planning Is Built on Trust
Long-term wealth decisions extend far beyond capital investments.
They often involve considerations relating to business succession, family protection, international wealth structures, and the continuity of wealth across generations.
For this reason, we place particular emphasis on understanding your individual circumstances, objectives, and long-term vision.
We do not see ourselves as product distributors. Instead, we act as a long-term partner for entrepreneurs, investors, families, and high-net-worth individuals. Your interests and objectives remain at the center of every consultation.
For U.S. Citizens and International Families Living in Germany
Germany is home to a growing number of internationally mobile professionals, entrepreneurs, investors, and families with cross-border financial interests.
Structured wealth solutions may also be considered by U.S. citizens residing in Germany, as well as individuals with international family, business, or wealth structures. Depending on personal circumstances, factors such as residency, citizenship, international assets, succession planning, and long-term wealth preservation can be taken into account as part of an overall planning strategy.
International Wealth Planning with a Long-Term Perspective
Many internationally connected families face unique challenges, including:
- Assets located in multiple countries
- Different citizenships and residences within the family
- International succession considerations
- Cross-border wealth structures
- Long-term wealth preservation across generations
A structured wealth solution can provide a framework for addressing these considerations while maintaining flexibility for future changes in personal, family, or business circumstances.
Suitable for International Clients
We work with entrepreneurs, investors, expats, and internationally mobile families, including U.S. citizens residing in Germany and individuals with cross-border wealth planning requirements.
The suitability of any solution is always assessed individually and depends on personal circumstances, regulatory requirements, and the available investment options at the time of application.
International Perspective. Personal Service.
The Sicher Sicher Group combines international experience with personal client support. Our approach considers not only investment objectives, but also broader aspects of family, business, succession, and long-term continuity planning. This allows us to support clients whose financial lives extend beyond a single country or jurisdiction.
Access to the European Insurance and Financial Markets
As an independent insurance broker, we analyze solutions available across the European market and assess together with our clients which options may be suitable for their specific circumstances.
Our goal is not the placement of a single product, but the development of a sustainable strategy focused on wealth protection, risk management, and long-term continuity.
International Perspective. Personal Service.
The Sicher Sicher Group combines international thinking with personal attention.
In addition to insurance and risk management solutions, we have experience supporting international business development, European market entry strategies, location planning, and cross-border structures.
This broader perspective enables us to address questions that extend beyond traditional product advice.
Long-Term Partnership Rather than a One-Time Transaction
Wealth evolves over decades.
It also influences family planning, succession decisions, and entrepreneurial strategy.
For this reason, our relationship with clients does not end with the placement of a contract.
We support our clients over the long term as personal, family, and business circumstances change, helping to review and adapt existing solutions where appropriate.
Sicher Sicher Business Club
Our clients also have the opportunity to connect personally within a selective international network across various European cities.
Members can exchange ideas with entrepreneurs, business owners, industry experts, and professionals in an exclusive offline environment.
For further information, please visit the Sicher Sicher Business Club.
Our Aim Is to Ensure the Continuity of Your Business
Our aim is to ensure the continuity of your business. We provide financial protection. Take your business further!
Potential Benefits of a Structured Wealth Solution
Flexible Investment Structure
Invested assets may be allocated across different funds and investment strategies in line with the selected investment approach.
Adjustments to the portfolio structure may be possible, subject to applicable contractual terms and conditions.
Access to International Investment Opportunities
Depending on the chosen strategy, investments may include exposure to various markets and currencies.
Examples may include solutions linked to:
- Euro (EUR)
- Swiss Franc (CHF)
- US Dollar (USD)
- Other international currencies
Individual Wealth Planning
A wealth solution may be structured to accommodate a variety of personal and family objectives.
This may include succession planning, beneficiary arrangements, and long-term wealth preservation strategies.
The specific tax and legal implications always depend on an individual’s circumstances and the applicable legal framework.
Professional Investment Strategies
Depending on the selected solution, professional portfolio management and fund strategies may be incorporated.
Professional management does not constitute a guarantee of returns or value appreciation.
Flexible Contributions and Withdrawals
Subject to contractual terms, additional contributions and partial withdrawals may be possible.
The specific conditions and implications will be explained during the advisory process.
Who May Benefit from This Type of Solution?
The solutions presented are generally intended for investors who:
- Have a long-term investment horizon
- Possess experience with capital markets and investments
- Accept fluctuations in the value of investments
- Have an interest in long-term wealth accumulation or succession planning
Whether a specific solution is suitable can only be determined through an individual suitability and needs assessment.
The Sicher Sicher Group Advisory Process
Initial Consultation
During an introductory conversation, we discuss your objectives, expectations, and personal circumstances.
Analysis
Together, we review your current situation, investment horizon, and risk tolerance.
Individual Assessment
Based on the information collected, we evaluate appropriate solution approaches.
Advisory and Implementation
Before any contract placement, an individual consultation is conducted in accordance with applicable insurance distribution regulations.
For additional support relating to business development, international expansion, corporate structuring, and consulting services, our colleagues at Sicher Sicher Consulting Limited are available to assist.
Frequently Asked Questions About Long-Term Wealth Structuring
Can Additional Capital Be Added?
Depending on the contractual framework, additional contributions may be possible. The specific details will be explained during the consultation process.
Are Withdrawals Possible During the Term?
Depending on the selected structure, partial or full withdrawals may be available. Applicable contractual conditions will determine the available options.
Can Different Investment Strategies Be Considered?
Yes. Available investment options depend on the specific product framework and the funds or investment solutions available within that structure.
Important Information Regarding Risks and Investments
Investments are subject to market fluctuations.
The value of investments may rise or fall. Past performance is not a reliable indicator of future performance.
Depending on the selected investment strategy, losses may occur, including the possible loss of invested capital in individual investments.
Investors generally bear the investment risk associated with their chosen investments.
Tax and legal frameworks may also change during the term of an arrangement.
Important Notice
The information provided on this website is for general informational purposes only.
It does not constitute investment advice, tax advice, or legal advice.
The suitability of any specific solution can only be assessed following an individual review of personal circumstances and objectives.
Only the applicable contractual documentation, product information, and legal provisions are authoritative.
Request a Consultation
Would you like to determine whether a structured wealth solution may be suitable for your personal situation?
Take advantage of an introductory consultation with our internationally experienced team.