Renewable energy is advancing unstoppably. Large-scale photovoltaic plants, wind farms, and state-of-the-art infrastructure form the backbone of our future energy supply. However, along with rapid technological progress, risks are also growing. To balance grid volatility and operate trading models such as the intraday or day-ahead market profitably, large-scale Battery Energy Storage Systems (BESS) have become indispensable today.
As an operator, investor, or project developer, you face a dual challenge: you need to realize complex, large-scale technological projects while simultaneously protecting the long-term profitability of your investments against unforeseen property damage and business interruption losses.
This is where the Sicher Sicher Group comes into play. We are your specialized partner for risk management and the insurance of renewable energy systems and industrial large-scale storage facilities.
Holistic Protection for Renewable Infrastructure
A standard insurance concept is not sufficient for modern energy projects. The Sicher Sicher Group analyzes your risks holistically – from the planning and installation phase right through to ongoing operations.
- Erection All Risks (EAR) Insurance: Protection against property damage during the construction and installation phase, including specialized theft protection concepts for the construction site.
- Operational Property & Electronic Equipment Insurance: All-risk protection for PV modules, inverters, transformers, and the entire electrical periphery against fire, natural hazards (hail, flooding), and vandalism.
- Business Interruption (BI) Insurance: Safeguarding your contractually guaranteed revenues (e.g., from grid fees, ancillary grid services, or hybrid models) in the event of technological downtime.
Specialization BESS: Risk Management for Large-Scale Battery Storage Systems
Due to their enormous energy density and complex chemical processes, Battery Energy Storage Systems (BESS) place extremely specific requirements on insurance coverage. An insufficiently documented safety concept often leads to rejections or unaffordable premiums in the insurance market.
We know the strict underwriting guidelines of the leading risk carriers inside out. We support you from the very beginning in meeting the insurers’ technical requirements perfectly:
Technical Validation & Certifications of Energy Utilities
Together with you, we verify the compliance of your system according to international standards such as UL 9540A, IEC 62619, or NFPA 855. Whether factory-new cells or innovative second-life concepts based on LFP, NMC, or NCA chemistry, we translate your technical datasheets into a structure that is ready for underwriting by insurers.
Thermal Risk Management & Fire Protection for Renewable Energy
The core of any BESS coverage is the safety and security concept. We assist you in the detailed preparation required for the insurers’ risk assessment:
- Detection & Early Warning: Review of BMS systems at the cell level, as well as smoke, gas, and heat detectors.
- Fire Suppression Concepts: Validation of inert gas, aerosol, or integrated water sprinkler systems.
- Structural Safety: Evaluation of minimum container distances, firewalls, lightning protection, and the availability of firefighting water.
BESS Business Interruption Coverage Based on Your Utilization Model
Whether pure grid support, frequency regulation, day-ahead trading, or parallel operation as a hybrid system connected to a large-scale PV plant, together with you, we determine the exact financial risk scenario. This ensures that the indemnity period of your business interruption insurance (e.g., 12 or 18 months) is perfectly matched to the actual delivery and replacement times of the battery manufacturers.
Why Choose the Sicher Sicher Group for Renewable Energy Risk Management?
- Industry Excellence: We speak the language of engineers, project developers, and insurers alike.
- Direct Market Access: Thanks to our excellent contacts with specialized industrial insurers, we place even complex large-scale risks and prototypes at first-class terms and conditions.
- Lean Processes: We know exactly which documents (pre-tests, single-line diagrams, site plans) are required, drastically shortening the tendering and procurement phase.
Ready for a Secure BESS Energy Transition?
Do not let your project fail due to incomplete risk analyses or delays in market placement. Utilize our market expertise to place your renewable energy and BESS projects on a legally compliant, bankable, and economically optimized foundation right from the start.