Industrial- and Corporate product liability insurance for Germany & EU

Product Liability Insurance

Sicher Sicher offers insurance solutions for the whole insurance market, including Lloyd’s syndicates. Our clients benefit from our knowledge and experience, especially in handling claims.

A supplier or a customer gets injured on company premises. A product defect causes damage to the property of a user. There are countless situations that could trigger claims for damages from third parties, which can occur during day-to-day business operations. The corporate liability insurance protects the business against the financial loss resulting from these claims.

Liability insurance is essential for industrial companies. An event can occur at any time, resulting in major damage to property and/or personal injury. For manufacturers, this applies particularly to the possible consequences of product defects. Companies are then confronted with demands for compensation. These demands could put the existence and reputation of a company at risk. The product recall coverage is recommended to be included for clients who manufacture or import products from outside the EU. Sicher Sicher GmbH, a claim-pro insurance broker, provides supplementary insurance to cover any product recall costs incurred.

Insurance Claim Service for our clients

Protects against personal injury and damage to property up to an agreed-upon insurance sum. Sicher Sicher GmbH handles the administration of claims to ensure that valid claims are settled in our clients interest.

As part of a joint risk analysis, priorities are set and the client’s exposure to various risks is identified. We apply proprietary risk tools and expert systems to ensure individual and suitable insurance coverage.

What Sicher Sicher GmbH | Claim Pro insurance brokers offer

  • Professional academic expertise
  • multilingual in-house experts in collaboration with local licensed lawyers
  • Claims management and expert assistance in the event of major claims
  • Licensed in 25 countries, we place policies in 150 countries via our international network.
  • International insurance programs include coverage in the USA and Canada.
  • Sicher Sicher is an acknowledged pro-claims insurance broker, providing guidance for managing liability claims, settlement negotiations, and mediation.
  • Globally consistent liability coverage and compliance
  • Network of a variety of local experts

For complex risks, we consult with our in-house and external experts from all major scientific and research disciplines on how to find the best suitable solution for our clients. We can offer lawyer service in the following languages: German, English, Korean, Chinese, Finnish, and Spanish.

Online trading in the United States of America (USA) and Canada

Many companies have difficulties not just getting suitable product liability insurance coverage. Companies who operate in the United States and Canadian markets need additional coverage, which not many insurers in the market offer. Sicher Sicher can offer start-ups and small- and medium-sized trading companies in the in the USA and Canada coverage for an economical insurance fee. For clients who are trading via Amazon, our coverage fulfills the requirements requested by Amazon USA and Amazon Europe. Therefore, our clients can concentrate on their business and not have to spend time searching for insurance coverage that meets the requirements of the market.

For corporations, we offer special insurance benefit programs for their employees, like health insurance or car insurance, for example. For more information, please contact us at

Please describe as precisely as possible and name other areas that should be covered in the contract.
With your website, we can better classify risk-relevant activities.
The sums insured apply to personal injury, property damage and consequential financial loss. Further sums insured are possible on request for drawing up a risk sharing contract.
The product liability insurance protects manufacturers and importer against liability claims and damage by third parties in relation to their manufactured products or products produced outside the EU.
The turnover forms in addition to the other risk questions for the premium calculation.
For a more precise premium calculation, you can use the dimensions below as an example: Managing director/owner = GF 1; full-time employee = VZ 2; part-time employee = TZ 3; mini-job = MJ 1.
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